Your money, held the way a bank should hold it.
Banking that feels like home. Deposits insured by the FDIC to the maximum permitted by law, and a real person on the phone when you need one.
- Two-step verification on every sign-in and every payment
- Instant alerts the moment money moves
- Zero liability on unauthorised card transactions
- FDIC Certificate 58412 · NMLS 409127
Standard Merchant Bank will never call, text or email to ask for your password or a one-time code.
Report anything suspicious on our fraud line.
© 2026 Standard Merchant Bank, N.A. Member FDIC. Equal Housing Lender.
Report anything suspicious on our fraud line.
© 2026 Standard Merchant Bank, N.A. Member FDIC. Equal Housing Lender.
Standard Merchant Bank
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