Open an account

Start the application.

Tell us what you need and a banker calls you back the same business day to finish it with you.

What you will need

Identity
A driver’s licence, state ID or passport
Tax
Your Social Security number or ITIN
Address
Somewhere we can post a card
Opening deposit
From $0 on Everyday Checking
Why this is a message and not a form full of secrets. Accounts at Standard Merchant are opened by a banker who verifies your identity properly. Never send a Social Security number, a password or a card number through a web form.

See rates and fees first

Tell us what you need

A banker calls you back the same business day.

A banker replies the same business day. For anything urgent, call our client services desk.

Ready when you are

Open an account in about ten minutes.

No monthly fee on Everyday Checking, 4.35% APY on savings, and a banker who answers when you call.